One way to invest internationally is through the investment portfolios within a variable annuity.   The Informed Investor's Guide
		Types of Investments Experts such as Ibbotson Associates Inc., a wholly owned subsidiary of Morningstar, Inc. recommend that all investors' portfolios hold some international exposure. International portfolios can take a variety of approaches. International Portfolios International portfolios generally invest in stocks of companies that are located outside of the United States. To qualify for this category, a portfolio typically has at least two-thirds of its assets invested internationally.
		Global Portfolios Global portfolios invest primarily in the stocks of foreign companies, but they may also invest in the stocks of U.S. companies. Emerging Markets Portfolios An emerging markets portfolio invests in countries with budding industrialized or free-market economies. The philosophy is that as residents earn more and buy more, stocks will go up for companies that meet rising demands. When you invest in an emerging markets portfolio, you get the chance to buy into that growth. But, while the potential for economic growth (and investment returns) may be high, so are the risks. These markets are not yet fully developed. And their political and economic structures may not be as stable as other established markets. Whatever type of portfolio you choose, it’s important to be aware that the potential rewards of international investing are balanced by several specific risks.

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